Personal Loans

Line-of-Credit, Debt Consolidation, Overdraft Protection

12.00% - 18.00%

Visa Credit Cards

Value Added Programs.....Travel or Prizes

Classic 12.00% - 18.00%

Platinum 9.50% (Minimum $5,000 Limit)

New and Used Auto

Titled Cars, Trucks & Vans
5.50% - 17.75%

Miscellaneous

Motorcycles, Off-Road Vehicles, Boats, Watercraft, Computers,Hot Tubs, RV's & Mobile Homes

6.25% - 18.00%

Real Estate

4.25% (8/2/2009 - 8/1/2010)

15 year fixed rates ... call for current rates

20% minimum down payment required 

A mortgage processor is used and loans could be sold on the secondary market.
 

Deposit Secured Loans
Using open savings.....4.25%

All loans are granted and interest rates are set on the basis of the individual loan applicants qualifications, credit standing and ability to reply. The base rate may be adjusted depending on the specific loan types, term and down payment. Please talk with a loan officer for more information. Base loan rates are periodically reviewed by the board of directors.